I have several projects running in my Home Lab that now have to store and use sensitive secrets. In my Self-hosted finances series, I developed software to scrape my own bank statements (more on that coming soon.) In other projects, I store API keys to manage DNS or even my dedicated servers.
These applications all run in Kubernetes, which does support Secrets, however, by default, they are not encrypted and are easily accessible to actors that have access to the K8s API.